The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 limits the “preemptive” effect of federal law governing “national bank[s]” against “state consumer protection laws.” See 12 U.S.C. § 25b. Specifically, the Dodd-Frank Act disallows the application of state consumer financial laws to national banks: “only if-. . . (B) in accordance with the… Continue reading